About Residential Mortgages

Most of us do not buy our homes outright for cash - instead we borrow money to do so. There are no shortage of choices when it comes to deciding what "flavour" of mortgage will suit you. The main types are repayment and interest only.

If you're looking for a home loan, you'll see a variety of offers available, including fixed rate, capped and discount schemes, which are sometimes referred to as low start.

You'll also hear references to ISA mortgages, pension mortgages and even LIBOR-linked mortgages.

In legal terms, a mortgage is a deed pledging freehold or leasehold property as security for a loan. The lender advances money and receives certain rights, including the authority to sell the property if repayments are not maintained. Your mortgage offer document sets out the details of the home loan.

We are not tied to a single lender and our specialist mortgage advisers have access to literally thousands of products from over a hundred different lenders in the UK.

Deciding on which mortgage to apply for can be a daunting process particularly as there is such a bewildering range of products and types of mortgage to choose from. Our team will provide friendly and clear advice to ensure you don't miss out on the most favourable deals for your circumstances.

Whether you have a good or bad credit rating, are employed or self employed, you will be advised which products are best for your situation.

Whether you're a first time buyer, moving home or wanting to remortgage to a better deal, it makes sense to let an expert do all the shopping around for you.

Barket Group
www.barket.com
www.exclusiveconnections.co.uk/luton
www.vehicleoptions.biz/luton